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Access your home equity without having to sell, stress, or borrow.

What if you could start achieving your financial goals today while staying in the home you love? Get up to $600,000 in as little as 3 weeks1 to use however you’d like. No monthly payments, no debt.


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Get more from homeownership, get more from life.

Take control of your most important asset.

When it comes to your finances, you deserve flexibility and choices. Achieve your goals through an asset you already have with a home equity investment — a smart alternative to traditional financing options.

Benefit from a fresh approach.

As the homeowner, you’re the priority. Experience the difference that comes when financial innovation and responsive, friendly, and professional service combine to create a simple, speedy, and transparent process.

Gain peace of mind.

Homeownership can be stressful, but it shouldn't force you to put your entire life on hold. Get "unstuck" and turn your home into a source of comfort, not anxiety.

Your financial goals are finally within reach.

Which opportunities will you pursue first?

Our homeowner-first approach

The process is simple, straightforward, and transparent.

Access up to $600,000 in as little as 3 weeks1

Once you receive your funds, you can use them however you’d like.

Enjoy financial flexibility for up to 10 years

There are no monthly payments to worry about for the life of the Investment.

Stay informed about your home

Make confident decisions with the Home Equity Dashboard's personalized insights and forecasts — whether you're accessing your equity now or planning to in the future.

Settle whenever you're ready

No prepayment penalties, no rush. You can buy out the Investment at any time with savings, a refinance, or sale of your home.

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Hometap is currently making Home Equity Investments in the following states:

Not in your state yet? You can still take control of your home’s value and equity with our free Home Equity Dashboard.

Sign up today

Real people, real life

Ready to get started?

See if you pre-qualify for a Hometap Investment in less than 2 min.

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