Access your home equity without having to sell or stress
What if you could start achieving your financial goals today while staying in the home you love? Get up to $600,000 to use however you’d like with no monthly payments.
No credit impact. Takes less than 2 minutes.
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Happily Funded Homeowners
Excellence in Customer Service
Fund what matters most with a home equity investment
No monthly payments or refinancing
Get cash up front — up to 27% of your home’s value — in exchange for a percentage of its future value. All without monthly payments or the need to refinance.
Personalized, seamless experience
From a dedicated Investment Manager to customized insights, home value estimates, and a simple pre-qualification process, we’re focused on you the whole way through.
Funding that works for your life
You can use the funds for anything you’d like, and settle anytime within the 10-year term. Our unique Investment approval criteria looks at your whole financial picture — there’s no income or employment requirements.
Take the HEI Fit Quiz
Find out if a home equity investment is right for you in just 2 minutes. No personal info required.
Your financial goals are finally within reach.
Which opportunities will you pursue first?
- Pay off debt
- Fund an education
- Fund a life event
- Fund home improvements
- Fund your small business
- Fund your retirement
- Diversify your portfolio
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Your financial goals are finally within reach.
Which opportunities will you pursue first?
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Our homeowner-first approach
The process is simple, straightforward, and transparent.
Hometap is currently making home equity investments in the following states:
- Alabama
- Arizona
- California
- Delaware
- Florida
- Georgia
- Idaho
- Indiana
- Kentucky
- Michigan
- Missouri
- Montana
- Nebraska
- Nevada
- New Jersey
- New Mexico
- New York
- North Carolina
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Utah
- Virginia
- Wisconsin
Don’t see your state? We might be there soon.
Real people, real life
I paid off all of my credit cards which was the most amazing feeling for me. I could breathe again and be able to just focus on building up my business.
Jeff M.
Newton, MA
My credit went from 640 to 779. I’m completely out of debt, it’s an amazing feeling.
Brenda K.
Jacksonville, FL
The best part about it was that I didn’t have a monthly payment. It was a breath of fresh air. It literally gave us the opportunity to continue to live our life.
Jennine L.
St. Paul, MN
Ready to get started?
See if you pre-qualify for a Hometap Investment in seconds
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