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Hometap home

Who we are

Hometap is a Boston-based fintech company that began in 2017 to make homeownership more accessible and less stressful. We’re here to help people get more out of homeownership so they can get more out of life.

We’re focused on the homeowner above all else. We’re real. We’re human. We’re clear. We’re good owners and neighbors.

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We give homeowners
Opportunity

To make smart choices for themselves and their families

Flexibility

To do things that might have otherwise been difficult without the ability to access their equity

Control

Over their own lives and decisions

Why we’re invested in homeowners

Your house is more than a place to live; It’s a place where you make memories and plans. But it can also be a place to make moves.

While you’ve been building a life, your equity has been growing, too. We think it’s important to understand that equity, because the more you know about what makes it grow, how to protect it, and how it can be used, the more you can do with it.

A house

Our philosophy

Let’s face it: the days of treating your equity like a nest egg for retirement are long gone. The world has changed and so has homeownership. We're stepping up where traditional options have fallen short by showing you what equity can do and providing an alternative way to access it.

Simply put, your equity can give you the power to get more out of homeownership. And when you tap into it, you can get more out of life.

Woman writing on whiteboard with coworkers looking on

Our offerings

The products, resources, and tools to make the most of homeownership.

Home Equity Investment

A flexible, alternative financing solution that allows homeowners to access their equity in cash without monthly payments to fund what matters most to them.

Why we call it an “Investment”

You’ll probably see a lot of different terms for what we do: home equity agreement, home equity investment, etc. And many mean, more or less, the same thing. But there’s a good reason that we call it an investment. When you access your equity through Hometap, it’s structured as an investment — based on your home’s value over time. It’s a long-term, equity-based way to access funds that aligns with your goals and your home’s potential.

It’s not just paperwork. It’s an investment. Paperwork doesn’t change lives. But putting equity to work? That can.

Home Equity Dashboard

A free digital platform designed to help homeowners better understand, access, and take control of their home and its equity.

What the Dashboard offers:

  • Regularly-updated home value and home equity estimates over 10 years
  • Personalized insights, facts, and tips about your home
  • Average renovation cost calculator
  • Financial health education
  • Valuable partner offers
  • Home maintenance tips and more!

We’re honored to be recognized

A number of industry-leading organizations and publications have taken notice of our products...and our people.

Industry awards

Culture awards

Industry awards

Culture awards

Industry awards

Culture awards

Industry awards

Culture awards

Learn more about Hometap