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A debt-free alternative to a HELOC and HELoan.

No loans. No monthly payments. No kidding.


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Rating on Trustpilot

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Happily Funded Homeowners

Business Intelligence Group

Excellence in Customer Service



How we stack up

Take a look at Hometap's home equity investment and the most common home financing options, side by side.

Home Equity Investment
HELOC
No payments for up to 10 years
No monthly payments
No debt-to-income requirements
No income requirements
Fast funding
Age eligibility 18+
Flexible qualification criteria

Get more from homeownership, get more from life.

Take control of your most important asset.

When it comes to your finances, you deserve flexibility and choices. Achieve your goals through an asset you already have with a home equity investment — a smart alternative to traditional financing options.

Benefit from a fresh approach.

As the homeowner, you’re the priority. Experience the difference that comes when financial innovation and responsive, friendly, and professional service combine to create a simple, speedy, and transparent process.

Gain peace of mind.

Homeownership can be stressful, but it shouldn't force you to put your entire life on hold. Get "unstuck" and turn your home into a source of comfort, not anxiety.


Ready to get started?

See if you pre-qualify for a Hometap Investment in less than 2 min.

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