A debt-free alternative to a HELOC.
No loans. No monthly payments. No kidding.
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Happily Funded Homeowners
Excellence in Customer Service
How we stack up
Take a look at Hometap's home equity investment and the most common home financing options, side by side.
Home Equity Investment | HELOC | |
|---|---|---|
| No payments for up to 10 years | ||
| No monthly payments | ||
| No debt-to-income requirements | ||
| No income requirements | ||
| Fast funding | ||
| Age eligibility 18+ | ||
| Flexible qualification criteria |
A home equity investment from Hometap can help you fund a variety of life expenses:
- Pay off debt
- Fund an education
- Fund a life event
- Fund home improvements
- Fund your small business
- Fund your retirement
- Diversify your portfolio
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Get more from homeownership,
get more from life.
Ready for an estimate? Get started
Take control of your most important asset.
When it comes to your finances, you deserve flexibility and choices. Achieve your goals through an asset you already have with a home equity investment — a smart alternative to traditional financing options.
Benefit from a fresh approach.
As the homeowner, you’re the priority. Experience the difference that comes when financial innovation and responsive, friendly, and professional service combine to create a simple, speedy, and transparent process.
Gain peace of mind.
Homeownership can be stressful, but it shouldn't force you to put your entire life on hold. Get "unstuck" and turn your home into a source of comfort, not anxiety.
Ready to get started?
See if you pre-qualify for a Hometap Investment
in less than 2 min
4.9 / 5
Rating on Trustpilot
