A flexible alternative to a HELOC.
No monthly payments. No kidding.
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Happily Funded Homeowners
Excellence in Customer Service
How we stack up
Take a look at Hometap's home equity investment and the most common home financing options, side by side.
Home Equity Investment | Home Equity Loan | |
|---|---|---|
| No payments for up to 10 years | ||
| No monthly payments | ||
| No debt-to-income requirements | ||
| No income requirements | ||
| Fast funding | ||
| Age eligibility 18+ |
A home equity investment from Hometap can help you fund a variety of life expenses:
- Pay off debt
- Fund an education
- Fund a life event
- Fund home improvements
- Fund your small business
- Fund your retirement
- Diversify your portfolio
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Get more from homeownership,
get more from life.
Ready for an estimate? Get started
Built for you
We put homeowners at the heart of everything we do. Our products are designed to help you meet your goals, and our team of real humans is here to support you every step of the way.
A fresh take on financing
Traditional financing isn’t for everyone. That’s why our HEI gives you a flexible way to access your hard-earned equity and make the most of your largest asset.
More clarity, more control
We have the tools, insights, and knowledge to help you make confident decisions about your home — including a free digital platform, the Home Equity Dashboard — so you’re in control of what’s next.
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