A flexible alternative to a home equity loan.
No monthly payments. No kidding.
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Happily Funded Homeowners
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How we stack up
Take a look at Hometap's home equity investment and the most common home financing options, side by side.
Home Equity Investment | Home Equity Loan | |
|---|---|---|
| No payments for up to 10 years | ||
| No monthly payments | ||
| No debt-to-income requirements | ||
| No income requirements | ||
| Fast funding | ||
| Age eligibility 18+ |
A home equity investment from Hometap can help you fund a variety of life expenses:
- Pay off debt
- Fund an education
- Fund a life event
- Fund home improvements
- Fund your small business
- Fund your retirement
- Diversify your portfolio
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Pay off debt
Eliminate loans, bills, or other debts so you can get closer to financial freedom.
Fund an education
Invest in higher education and access money for tuition or student loan payments.
Fund a life event
Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.
Fund home improvements
Get funding for home repairs or renovations.
Fund your small business
Get the cash you need to start or grow your business.
Fund your retirement
Make your current or future retirement more financially comfortable.
Diversify your portfolio
Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.
Fund what matters most with a
home equity investment
Ready for an estimate? Get started
No monthly payments or refinancing
Get cash up front — up to 25% of your home’s value — in exchange for a percentage of its future value. All without monthly payments or the need to refinance.
Personalized, seamless experience
From a dedicated Investment Manager to customized insights, home value estimates, and a simple pre-qualification process, we’re focused on you the whole way through.
Funding that works for your life
You can use the funds for anything you’d like, and settle anytime within the 10-year term. Our unique Investment approval criteria looks at your whole financial picture — there’s no income or employment requirements.
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See if you pre-qualify for a Hometap Investment
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